貨幣與銀行

經濟 · 共 121 題 · 點擊選項即時核對答案

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11.

Below is the balance sheet of a banking system which has $50 excess reserves.

Assets ($)Liabilities ($)
Reserves350Deposits1 200
Loans850

Suppose all banks lend out their excess reserves and all loans will be redeposited into the banking system. After the deposit creation process is completed, the amount of reserves held by banks would be ________ and the amount of loans would be ________.

12.

An economy that changes from barter to using money in exchange would reduce

13.

As a form of money, polymer notes (塑質鈔票) are more

14.

A more popular use of electronic money can bring about the following advantages:

(1)a smaller amount of coins and notes to be handled
(2)a lower chance of receiving fake banknotes
(3)more interest earned by keeping the money in banks for a longer period of time
15.

Suppose, after making a series of unsuccessful add-value transactions through EPS in which their bank accounts were debited, more Octopus cardholders use cash to make their add-value transactions. This would immediately increase

16.

Study the following balance sheet of a banking system which never holds excess reserves.

Assets ($)Liabilities ($)
Reserves600Deposits3 000
Loans2 400

Suppose the public in this economy always holds the same amount of cash. If $200 is withdrawn from the bank deposits, the maximum possible amount of loans of the banking system would become ________.

17.

Which of the following will increase the maximum banking multiplier?

18.

During inflation, people are less willing to keep their wealth in the form of money. This is because at that time the function of money to serve as a ____________ is weakened.

19.

The table below shows the balance sheet of a banking system, which has an excess reserve of $50.

Assets ($)Liabilities ($)
Reserves250Deposits1 000
Loans750

Which of the following is correct?

20.

Which of the following functions are performed by the Hong Kong Monetary Authority?

(1)maintaining the stability of the linked exchange rate
(2)supervising the liquidity position of the private banking institutions
(3)determining the market interest rate in Hong Kong
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