貨幣與銀行

經濟 · 共 121 題 · 點擊選項即時核對答案

只看錯題本頁已答 0 / 10
21.

If an individual plans to deposit HK$200 000 in a financial institution in Hong Kong for three months, which of the following institutions can accept this deposit?

(1)licensed banks
(2)restricted licence banks
(3)deposit-taking companies
22.

If an individual deposits $600 000 cash into a time deposit account with a deposit-taking company, Hong Kong's money supply M1 will _________ and M2 will _________.

23.

Which of the following statements about money are correct?

(1)Under the electronic payment system, transactions are still settled with money.
(2)Deflation reduces the purchasing power of money.
(3)With the use of money in exchange, there is no need to have double coincidence of wants.
24.

9999 gold is a better form of money than grains of wheat because the former is more

(1)durable.
(2)homogeneous.
(3)easily divisible.
25.

Mr Chan withdraws HK$20 000 from his deposit in a restricted licence bank in Hong Kong. He later puts HK$15 000 as time deposit in a licensed bank in Hong Kong and holds the remaining HK$5 000 as cash. The immediate effect of the above actions on the Hong Kong dollar money supply would be:

26.

The table below shows the balance sheet of a banking system. The amount of its excess reserves is $800.

Assets ($)Liabilities ($)
Reserves1 000Deposits2 000
Loans1 000

Which of the following statements about the banking system is correct?

27.

During the period around Lunar new year every year, many people in Hong Kong withdraw cash from their deposit accounts with banks. Thus the amount of cash held by the public increases. Which of the following is a definite consequence of the above situation?

28.

Which of the following may reduce the size of the actual banking multiplier of a banking system?

29.

Country A used gold as its currency. Suppose the scientists in the country have found a method to produce gold at nearly zero cost. As a result, the government has decided to give up using gold as its currency. This illustrates that good money has to be

30.

Mr Chan plans to deposit $500 000 for one month. Which of the following institutions can accept his deposit?

(1)licensed banks
(2)restricted licence banks
(3)deposit-taking companies
經濟 貨幣與銀行 DSE、CE、AL 選擇題(第 3 頁) | dselib