貨幣與銀行

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31.

Below is the balance sheet of a banking system.

Assets ($)Liabilities ($)
Cash reserves500Deposits2 000
Loans1 500

Suppose the banking system has no excess reserves. After a withdrawal of $100 from the banks, the maximum possible amount of deposits of the banking system would be

32.

Suppose Mrs Wong withdraws HK$300 000 from her savings deposit with a commercial bank. She converts HK$200 000 of the above amount into Renminbi (人民幣) and deposits it into a Renminbi savings deposit with the same bank. She keeps the remaining HK$ 100 000 at home. The immediate effect of the above events is:

33.

The central bank of Country B increases the legal reserve ratio in order to discourage the overheating activities of lending and borrowing in the economy. Suppose the banking system has no excess reserves. The above measure adopted by the central bank would NOT reduce

34.

When a barter economy changes to an economy that uses money in exchange,

(1)finding trading partners becomes easier.
(2)making transactions involving future settlement of debt becomes easier.
(3)agreeing upon prices takes a longer time.
35.

A time deposit is better than a demand deposit in serving the ____________ function of money because the former ______________.

36.

Which of the following would decrease the money supply M2 in Hong Kong?

37.

The following table shows the balance sheet of a bank in an economy:

Assets ($)Liabilities ($)
Cash reserves500Deposits1 250
Loans and investments750

Suppose its customers withdraw $50 cash from the bank. Immediately after the withdrawal, the cash reserves and the deposits would be ________ and ________ respectively.

38.

Refer to the following balance sheet of a banking system which has an excess reserve of $200.

Assets ($)Liabilities ($)
Reserves500Deposits1 500
Loans1 000

Suppose $300 worth of deposits is withdrawn from the banking system. What will the maximum possible amount of bank deposits be?

39.

Which of the following kinds of assets has the lowest liquidity?

40.

Mr Chan withdraws HK$50 000 from his savings account with a bank in Hong Kong and remits HK$40 000 through a bank to the U.K. He changes the remaining HK$10 000 into the newly issued HK$10 notes and puts them into his safety deposit box in a bank. Which of the following would be the immediate effect of the above actions on the Hong Kong dollar money supply?

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