經濟貨幣與銀行 DSE、CE、AL 選擇題（第 5 頁）

41.

Sue wants to deposit $300 000 for 1 month. Which of the following institutions can accept her deposit?

(1)licensed banks

(2)restricted licence banks

(3)deposit-taking companies

42.

If the actual reserve is larger than the required reserve in a banking system, it follows that

43.

Answer Questions 35 and 36 by referring to the following balance sheet of a banking system. Suppose the required reserve ratio is 20%.

Assets ($)		Liabilities ($)
Reserves	500	Deposits	2 000
Loans	1 500

Which of the following statements about the above banking system is correct?

44.

Answer Questions 35 and 36 by referring to the following balance sheet of a banking system. Suppose the required reserve ratio is 20%.

Assets ($)		Liabilities ($)
Reserves	500	Deposits	2 000
Loans	1 500

If the government increases the required reserve ratio to 40%, which of the following statements about the above banking system is correct?

45.

Which of the following central bank functions are performed by the Hong Kong Monetary Authority?

(1)managing the foreign exchange reserves

(2)determining the deposit interest rates of banks

(3)acting as the lender of last resort

46.

Fish are NOT good units of account mainly because they are NOT

47.

Which of the following financial institutions in Hong Kong can accept savings deposits?

48.

'Currency in public circulation' and 'savings deposits' are both included in Hong Kong's money supply

(1)M1.

(2)M2.

(3)M3.

49.

Which of the following statements about money are correct?

(1)The purchasing power of money will remain unchanged in times of deflation.

(2)A wider use of electronic money will reduce the cash held by the public.

(3)Money helps people to accumulate their purchasing power.

50.

Answer Questions 35 and 36 by referring to the following balance sheet of a banking system which has an excess reserve of $200.

Assets ($)		Liabilities ($)
Reserves	500	Deposits	1 200
Loans	700

The required reserve ratio is