貨幣與銀行
經濟 · 共 121 題 · 點擊選項即時核對答案
Answer Questions 35 and 36 by referring to the following balance sheet of a banking system which has an excess reserve of $200.
| Assets ($) | Liabilities ($) | ||
|---|---|---|---|
| Reserves | 500 | Deposits | 1 200 |
| Loans | 700 |
Suppose someone has withdrawn $250 from the banking system. As a result, what would the maximum possible amount of bank deposits be?
Which of the following will reduce the deposit creation ability of the banking system?
Assume the whole banking system does not hold excess reserves and the required reserve ratio is 20%. If a person withdraws $100 from a bank,
In using the Easy Pay System (EPS) to settle a payment in exchange, an amount of money is immediately transferred from the buyer's bank account to the seller's. In response to an increase in EPS's service charge, some shops have stopped accepting payment by EPS. Which of the following would be the immediate effect of the above change on the money supply M1 and M2?
The following is the balance sheet of banking system.
| Assets ($) | Liabilities ($) | ||
|---|---|---|---|
| Reserves | 200 | Deposits | 600 |
| Loans | 400 |
Suppose the legal reserve ratio of the banking system is 20%. If all banks no longer hold excess reserves, the maximum increase in bank deposits is
John wants to deposit $80 000 for 4 months in Hong Kong. Which of the following financial institutions can accept his deposit?
In Hong Kong, drivers can buy tickets from tunnel companies for using tunnel services. These tickets are NOT a standard of deferred payment. In other words,
Which of the following is NOT a function of the Hong Kong Monetary Authority?
Mr Wong withdraws $500 000 in cash from a deposit-taking company. He then deposits $300 000 with a bank as a time deposit and remits the remaining $200 000 overseas for the settlement of debts. Which of the following about the money supply M1 and M3 is correct?
Suppose the money supply of Hong Kong in a certain year was as follows:
| $billion | |
|---|---|
| Legal tender in circulation | 10 |
| Legal tender held by all deposit-taking institutions | 2 |
| Demand deposits with licensed banks | 15 |
| Savings and time deposits with licensed banks | 60 |
| Negotiable certificates of deposits issued by licensed banks and held by the public | 25 |
| Deposits with restricted licence banks and negotiable certificates of deposits issued by restricted licence banks held by the public | 32 |
The money supply M2 (in $ billion) was