貨幣與銀行
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A bank accepts a deposit of $1 000 from a foreign country. Through the credit creation process, the amount of deposit of the whole banking system increases by $4 000. Based on the above information, we can conclude that
As the use of the Octopus card (八達通卡) for public transport becomes much more popular,
Mr Cheung has $100 000 cash in hand. He needs the money two months later to use as partial payment for his new house. He may deposit the money into
Which of the following about the central bank functions performed in Hong Kong is correct?
9999 Gold is better as a form of money than jade because the former is more
Refer to the following balance sheet of a banking system:
| Assets ($) | Liabilities ($) | ||
|---|---|---|---|
| Reserves | 100 | Deposits | 400 |
| Loans | 300 |
The legal reserve ratio is 20%. Suppose that all banks loan out their excess reserves and all loans are re-deposited into the banking system. After the credit creation process is completed, the amount of reserves held by banks is ____________ and the amount of loans will increase by ____________.
Which of the following would reduce the amount of deposits created in the process of multiple credit creation?
Suppose in a bank in Hong Kong, Mary withdraws HK$3 000 from her saving account and changes it for US dollars in cash. Which of the following statements about the Hong Kong dollar money supply is correct?
Cheques are preferred to banknotes and coins when used as medium of exchange in large transactions because cheques are more
Study the following balance sheet of Bank B.
| Assets ($) | Liabilities ($) | ||
|---|---|---|---|
| Reserves | 1 000 | Deposits | 3 000 |
| Loans | 2 000 |
Suppose the required reserve ratio for banks is raised from 20% to 25%, what will be the decrease in Bank B's excess reserves?