貨幣與銀行
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Suppose the required reserve ratio for banks is 20%. The table below shows the balance sheet of the banking system.
| Assets ($) | Liabilities ($) | ||
|---|---|---|---|
| Reserves | 500 | Deposits | 1 000 |
| Loans | 500 |
Which of the following statements is correct?
In Hong Kong, the users of some services can use the Payment by phone Service (PPS) to pay their bills over the telephone. After registration, they can make a phone call and transfer money from their bank accounts (savings or current) to the bank account of the service provider. When the use of PPS becomes more popular,
Which of the following will cause an immediate change in the money supply of M1 of Hong Kong?
An amount of cash deposited into a bank will NOT lead to
99 gold is a better form of money than diamond because the former is more
Suppose the legal reserve ratio is 25%. If a person deposits $200 cash into his savings account, the maximum possible change in
If a $100 deposit of newly-printed money into a bank results in a $400 increase in the total deposit of the banking system, we can conclude that
In Hong Kong, a demand or savings account holder can use an EPS card to pay for his purchases in certain shops. The function of an EPS card is that the amount of money is immediately transferred from the customer's bank account to the shop's bank account. The popular use of EPS in Hong Kong will
Which of the following will increase M1 in Hong Kong?
Suppose the money supply data of Hong Kong is as follows:
| $ billion | |
|---|---|
| Total issue of legal tender | 3 |
| Legal tender in circulation | 2 |
| Demand deposits | 7 |
| Deposits with licensed banks AND negotiable certificates of deposit issued by licensed banks (other than those held by authorised institutions) | 10 |
| Deposits with restricted licence banks and deposit-taking companies AND negotiable certificates of deposit issued by restricted licence banks and deposit-taking companies (other than those held by authorised institutions) | 80 |
The money supply M2 is